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Start by meeting with a mortgage broker to understand how much you can afford. Securing a pre-approval letter is key, as this shows sellers you're serious and ultimately prevents disappointment from pursuing homes beyond your budget. This letter is needed whenever we make an offer. Your lender will walk you through monthly payment breakdowns and guide you in the right direction as you determine what the budget will be. Need lender recommendations? We’ve got you covered!
We recommend creating two lists - one with must-haves (like specific bedroom requirements or accessibility features) and another with nice-to-haves (like a pool or fireplace). We find that this helps our clients really determine what they are looking for in the next home and aids in our success of making it a reality!
Consider hiring a real estate agent who works for you- the buyer, not the seller! Having your own representation ensures your interests are prioritized and protected throughout the process.
Staying organized during your home search is extremely helpful! Keeping detailed maps of your areas of interest, notes on properties you've seen, and a camera handy for snapping pictures of homes you like can be very handy as this helps you compare and remember key features.
Imagine the house without furniture to assess its layout and potential for your needs objectively. Avoid rushing decisions based on emotions; think critically about whether the home truly meets your requirements.
Write in an inspection period and have the property examined by a professional. Schedule a final walk-through before closing to ensure no unexpected changes have occurred.
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1555 Arboretum Drive Southeast, Grand Rapids, Michigan 49546, United States
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